Terms & Conditions

Last updated: January 15, 2026

1. Acceptance of terms

By accessing and using the website petramado.com (hereinafter, the "Site"), you agree to comply with these Terms and Conditions of use. If you do not agree with any of these terms, please do not use the Site. Petramado S.A.C., with Tax ID (RUC) 20612345678 and registered address at Av. Javier Prado Este 4600, Office 1204, Santiago de Surco, Lima 15023, Peru, is the entity that owns and is responsible for the Site.

2. Nature of content

All content published on petramado.com is exclusively educational and informational in nature. We do not provide financial services, investment advisory, tax consulting, or securities brokerage. Educational materials do not constitute investment advice, and any mention of returns or yields refers to potential return adjusted for risks. Financial decisions you make based on information on this Site are your sole responsibility.

3. Permitted use of the site

You agree to use the Site solely for lawful purposes and in accordance with these Terms. It is prohibited to: reproduce, distribute, or modify content without written authorization from Petramado; use the Site for fraudulent, illegal activities, or activities that infringe on the rights of third parties; attempt unauthorized access to the Site's systems or servers; use automated tools to extract content in bulk.

4. Intellectual property

All content on the Site, including but not limited to text, graphics, logos, icons, images, audio clips, and software, is the property of Petramado S.A.C. or its respective owners, and is protected by the intellectual property laws of the Republic of Peru and applicable international treaties. The "Petramado" brand and its logo are trademarks registered with INDECOPI.

5. Contact form

The Site provides a contact form for general inquiries. Information provided through this form will be processed in accordance with our Privacy Policy. Petramado does not guarantee a specific response time and reserves the right not to respond to inquiries it considers inappropriate or outside the scope of its educational services.

6. Links to third-party sites

The Site may contain links to third-party websites provided for your convenience. Petramado does not control and is not responsible for the content, privacy policies, or practices of these external sites. The inclusion of any link does not imply endorsement of or association with the operator of the linked site.

7. Limitation of liability

Petramado provides the content of the Site "as is" and "as available", without warranties of any kind, express or implied. To the maximum extent permitted by Peruvian law, Petramado shall not be liable for direct, indirect, incidental, special, or consequential damages resulting from the use or inability to use the Site or its content, including financial losses resulting from decisions made based on information published on the Site.

8. Modifications

Petramado reserves the right to modify these Terms and Conditions at any time. Modifications will take effect from their publication on the Site. Continued use of the Site after the publication of changes constitutes your acceptance of the modified terms.

9. Applicable law and jurisdiction

These Terms and Conditions are governed by the laws of the Republic of Peru. Any dispute arising from the use of the Site shall be submitted to the jurisdiction of the competent courts of the city of Lima, Peru, with the parties waiving any other jurisdiction that may correspond to them.

10. Contact

For any inquiries about these Terms and Conditions, you may contact us at contacto@petramado.com or at our address Av. Javier Prado Este 4600, Office 1204, Santiago de Surco, Lima 15023, Peru. Phone: +51 1 625 7890.